Smart Protection for Every Rental Space

Whether you are renting your first apartment or managing a portfolio of properties, our rental solutions provide the essential coverage you need to protect your belongings, your liability, and your peace of mind.

Your Space, Fully Protected

That Fits Your Lifestyle

Your rental is your home, and the life you’ve built inside it deserves professional protection. Many people don't realize that a landlord's policy only covers the building—not your personal treasures or your liability. We provide tailored rental insurance across the Northeast that bridges that gap, ensuring that from Westport to New York, your sanctuary remains secure, no matter the lease terms.

Protection for Your Assets

Your furniture, electronics, and clothing represent a significant investment. Our renters insurance ensures that in the event of fire, theft, or water damage, you have the funds to replace what matters most.

Professional Property Coverage

For property owners, we offer specialized landlord policies that cover the structure, loss of rental income, and liability protection against claims from tenants or visitors.

Living Expense Support

If an accident makes your rental uninhabitable, our policies cover the cost of temporary housing. We also provide liability protection if someone is accidentally injured within your home.

FAQ

No. A landlord’s policy typically only covers the physical building and their own liability. To protect your furniture, jewelry, and tech, you need a personal Renters Insurance policy.

Renters insurance is surprisingly affordable, often costing less than a few coffees a month. It is one of the most cost-effective ways to protect your financial future against major losses.

Yes! Most of our rental policies include "off-premises" coverage. This means if your laptop is stolen from your car or a suitcase is taken while you're traveling, your insurance can help cover the loss.

If a covered peril (like a fire) makes your rental property uninhabitable, this coverage compensates you for the rental income you lose while the unit is being repaired, ensuring your cash flow remains stable.

Generally, insurance policies are individual. Unless a roommate is specifically listed on the policy or is a close relative, they usually need their own coverage to protect their personal belongings and liability.

Secure Your Lease - Protect Your Home, Even If You Don't Own the Building

Get the protection you need for the space you love. Our team makes it easy to find a policy that satisfies your landlord’s requirements while giving you the security you deserve.

Contact

515 Elmwood Ave, Providence,
RI, United States, Rhode Island

Telephone: +1 401-781-8680
Monday- Friday 9am - 5pm
Fax 401-781-2588

Services

  • Group Insurance
  • Life Insurance
  • Health Insurance
  • Commercial Insurance
  • Auto Insurance
  • Long-Term Care
  • Rentals Insurance
  • And More

Gilbane Insurance Agency

Contact Us for Booking

TOP