Confidence for Every Mile Ahead

Your journey is unique, and your car insurance should be too. At F&T Insurance Agency, we provide dependable coverage that keeps you protected on the road, with plans tailored to your driving habits and your budget.

Dependable Roadside Protection

More Than Just a Policy

Driving in the Northeast presents unique challenges, from busy city streets in New York to unpredictable winter weather in Massachusetts. We don’t just sell you a policy; we provide a safety net. Our auto insurance solutions are designed to cover not only your vehicle but also your legal liability and medical expenses, ensuring that a single accident doesn't derail your financial future.

Robust Liability Shield

Protect your assets in the event you are found at fault in an accident. We help you choose the right limits for bodily injury and property damage so you can drive with total peace of mind.

Total Vehicle Protection

Whether it’s a multi-car collision, theft, or weather damage, our comprehensive options ensure your vehicle is repaired or replaced quickly, getting you back on the road with minimal disruption.

Personal Safety First

We prioritize your well-being with coverage for medical payments and protection against uninsured or underinsured motorists, ensuring you are never left vulnerable regardless of who is at fault.

FAQ

Several factors influence your rate, including your driving record, the type of vehicle you drive, your age, your location, and how many miles you drive annually. We shop across multiple carriers to find the best balance of cost and coverage for your profile.

Collision covers damage to your car resulting from an impact with another vehicle or object. Comprehensive covers "acts of God" or non-collision events, such as theft, vandalism, fire, or damage from animals and falling objects.

In many cases, your existing personal auto policy will extend to a rental car for personal use. However, limits and deductibles still apply. We can review your specific policy to confirm if you can skip the expensive insurance counter at the rental agency.

You can often lower your premium by increasing your deductible, bundling your auto and home insurance with us, or maintaining a clean driving record. We also offer discounts for student drivers with good grades and for vehicles with advanced safety features.

First, ensure everyone is safe and call 911 if needed. Exchange information with the other driver, take photos of the scene and damages, and contact us as soon as possible. We will guide you through the claims process step-by-step.

Your Road, Our Responsibility - Protected, Wherever the Road Leads

Ready for a better insurance experience? Get a personalized quote today and discover how much you can save without sacrificing the protection you need.

Contact

515 Elmwood Ave, Providence,
RI, United States, Rhode Island

Telephone: +1 401-781-8680
Monday- Friday 9am - 5pm
Fax 401-781-2588

Services

  • Group Insurance
  • Life Insurance
  • Health Insurance
  • Commercial Insurance
  • Auto Insurance
  • Long-Term Care
  • Rentals Insurance
  • And More

Gilbane Insurance Agency

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